WHAT IS FRACTIONAL CFO SERVICES

OVERVIEW

Chimera Bookkeeping’s fractional CFO services give your business access to senior‑level financial leadership without the cost of a full‑time executive. While AI can accelerate analysis and streamline workflows, true financial strategy requires the judgment, context, and experience that only a seasoned professional can provide. Our approach blends advanced AI tools with human expertise to deliver strategic guidance, financial planning, and decision support that is accurate, actionable, and grounded in real‑world understanding. You gain a partner who can interpret the data, anticipate challenges, and help you make confident, informed decisions.

WHAT YOU GAIN

With fractional CFO support, your business receives forward‑looking financial strategy tailored to your goals. AI helps process data quickly and highlight patterns, but it’s the human insight behind the numbers that drives meaningful decisions. You benefit from long‑term forecasting, cash flow planning, pricing and margin analysis, scenario modeling, KPI development, and executive‑level financial insight—all interpreted through the lens of someone who has led complex financial operations across government, corporate, and private‑sector environments. The result is a clearer roadmap, stronger decision‑making, and a more resilient business prepared for growth.

WHO IT IS FOR

Fractional CFO services are ideal for businesses experiencing rapid growth, preparing for expansion, managing cash flow challenges, evaluating pricing or margins, or seeking a more strategic approach to financial management. If you’ve outgrown basic bookkeeping and need a financial partner who can combine AI‑enhanced analysis with real‑world strategic judgment, this service is designed for you.

  • Long‑Term Financial Planning

    Roadmaps that align operations, cash flow, and growth.

  • Cash Flow Strategy

    Forecasting, runway planning, and liquidity management.

  • Pricing & Margin Optimization
    Data‑driven pricing, cost structure analysis, and profitability modeling.
  • Scenario Modeling
    What‑if analysis for hiring, expansion, capital investment, and more.
  • KPI Development
    Metrics that actually matter—and drive action.
  • Executive‑Level Guidance
    A strategic partner who understands both the numbers and the narrative.

FRACTIONAL CFO TIERS

Strategic Guidance

For businesses ready to elevate financial decision‑making without weekly involvement.

  • Monthly CFO strategy meeting
  • 12‑month rolling forecast (updated quarterly)
  • 13‑week cash flow forecast (updated monthly)
  • Pricing & margin analysis
  • KPI development and dashboard
  • Annual budget creation
  • Scenario modeling
  • Monthly performance review

Executive Partnership

For companies preparing to scale, raise capital, or manage complex financial operations.

  • Weekly CFO meetings
  • Weekly cash flow updates
  • Full forecasting suite (short‑term, long‑term, scenario‑based)
  • Board‑ready reporting
  • Bank package preparation
  • Covenant modeling
  • Pricing strategy
  • Departmental budget reviews
  • Cost control initiatives
  • Vendor negotiations
  • Audit preparation
  • Multi‑entity consolidation